Free equipment, zero upfront
State-of-the-art smart terminals and full POS systems at no upfront cost. We ship it, set it up, and train your staff — you start accepting payments the same week.
Serving El Paso since 2012
Keep 100%
Keep 100%
of every sale.
Enterprise-grade payment processing with zero processing fees, free equipment, and no long-term contract. What you sell is what you keep — starting the day you switch.
No setup fees
No processing fees
Cancel anytime
ELITE POS● LIVE
Sale total
$248.00
Processing fee$0.00
Visa • 4821Approved
DepositNext day
You keep$248.00
Accept Payment
$0 in feesON EVERY TRANSACTION
Free equipmentSHIPPED & INSTALLED
Compatible hardware & POS platforms we deploy
0+Years in El Paso
0%Processing fees
0%Of sales kept
0/7Support access
Why Elite
Built for owners who are
Built for owners who are
tired of the statement.
Everything you need to accept payments and grow — with zero upfront cost and nothing buried in the fine print.
Zero processing fees
No transaction fees. No monthly processing fees. No surprise line items at the end of the month. What your customer pays is what lands in your account.
Bank-level security
End-to-end encryption and full PCI DSS compliance protect every transaction — and your customers' trust.
No contract, ever
A day-to-day agreement. Cancel anytime, no questions asked — just return the equipment. No 3–5 year lock-in, no early termination fee.
Local support, real people
A dedicated El Paso team you can actually reach. Around-the-clock help by phone and email when something needs fixing now.
Marketing & loyalty, included
Premium plans come with a built-in marketing program and customer loyalty program — the tools that turn a first-time customer into a regular, at no extra charge.
Working capital when you need it
Qualified Premium merchants get access to a line of credit up to $250k — for inventory, expansion, or covering a slow month without touching a bank.
The math
3% doesn't sound
3% doesn't sound
like much.
Until you run the numbers.
On $30,000 a month in card volume, a typical processor quietly takes $900 every month — $10,800 a year, gone. Our program removes that line item entirely. Run your own numbers →
What zero fees is worth to you
Drag to your monthly card volume. Typical processors charge around 3%.
$30,000/ month
$2,500$250,000
Typical processor at 3%
$900
Elite Merchant
$0
Back in your pocket per year
+$10,800
Simple pricing
One flat monthly rate.
One flat monthly rate.
Nothing else.
No percentage of your sales. No per-transaction cut. Just a predictable number you can put in a budget.
Starter
Perfect for small businesses and new storefronts.
$35.00 / month
Flat rate, forever. No upfront cost.
- Free smart terminal
- Zero processing fees
- Keep 100% of your sales
- No contract — cancel anytime
- Phone & email support
- Mobile app access
Premium
Advanced tools for growing businesses.
$45.00 / month
Flat rate, forever. No upfront cost.*
- Everything in Starter
- Free marketing program
- Free customer loyalty program
- Line of credit up to $250k
- Priority phone & email support
- Full POS system option
*Subject to approval. Equipment remains property of Elite Merchant Processing and is returned on cancellation.
Hardware
POS systems & terminals,
POS systems & terminals,
on the house.
From a countertop terminal to a full restaurant POS — we match the hardware to how you actually run your business. Clover, PayAnywhere, Genius, Paradise, HotSauce and more — including LuxeGlamour POS, the all-in-one booking, payments and client platform built for salons, spas, barbershops and nail studios.
Most requested
Smart Terminal — PAX A920 Pro
The PayAnywhere PAX A920 Pro. Handheld or countertop, with tap, chip, swipe and digital wallets out of the box, a built-in receipt printer, and next-day deposits.
Retail & restaurant
Full POS System — Clover
Inventory, staff, menus, tickets and reporting on one screen. Clover, HotSauce, Genius and LuxeGlamour POS configurations available.
On the go
Mobile & Wireless — PayAnywhere
Take payments at the table, the job site, or the farmers market. The PayAnywhere mobile reader pairs with your phone, runs all day, and syncs to the same dashboard.
Merchant stories
What El Paso owners say
Real results from businesses that stopped paying processing fees.
“I was handing over about $1,100 a month in processing and just accepting it as the cost of doing business. That line item is gone now. The switch took an afternoon and I saw the difference in my very first deposit.”
C
ChristianBusiness owner, El Paso
“They had me taking payments the same week I called. Booking, checkout and my client list all run off one screen now, and my stylists picked it up in a single day.”
B
BellaBusiness owner, El Paso
“No contract was the whole reason I said yes — I'd been stuck in a three-year terminal lease that barely worked. When my printer jammed on a Saturday they picked up and had me sorted in ten minutes.”
L
LuisBusiness owner, El Paso
Questions
The things owners
The things owners
always ask first.
There's no catch, but there is a mechanism. Instead of the processing cost coming out of your deposit as a percentage of every sale, it's built into your posted pricing — the same way businesses have handled cash discounts for decades. You pay one flat monthly rate for the program and equipment, and your card deposits arrive whole. We'll walk you through exactly how it appears to your customers before you sign anything.
Most El Paso merchants are approved within one business day and fully live within the same week. We handle the application, ship or hand-deliver the equipment, configure it for your business, and train your staff on-site.
Very common — and worth a conversation anyway. Bring us your most recent processing statement and we'll show you exactly what you're paying today versus what you'd keep with us. In many cases the monthly savings cover an early termination fee within the first few months.
Correct. There is no purchase price and no lease. The terminal or POS system is provided as part of your program and remains our property — if you ever cancel, you simply return it. No buyout, no residual balance.
You call us and we answer. Support is available around the clock by phone and email, and because we're local to El Paso we can get hardware into your hands fast when a swap is the right fix — not ship you a box and a tracking number.
No. Our agreement is day-to-day. Cancel any time, for any reason, with no early termination fee — just return the equipment. We'd rather keep your business by earning it every month.
All major card brands plus contactless and digital wallets — tap, chip, swipe, Apple Pay, Google Pay and manual entry. Everything is PCI DSS compliant and encrypted end to end.
Free consultation
Get your free equipment
Get your free equipment
and zero fees.
Tell us a little about your business and we'll come back with a side-by-side of what you're paying now versus what you'd keep.
Service area
El Paso, Texas
Locally owned and operated since 2012, serving the greater El Paso area.
Response time
Same-day callback
Send your current statement and we'll have a comparison ready for you.
Ready when you are
Stop renting your revenue
Stop renting your revenue
to a processor.
Free equipment, zero processing fees, no contract. Find out in ten minutes what switching is worth to your business.